Interest Rates on Loans

S.NoSlab/CategoryRate of Interest General
  % p.a
   
  W.E.F 01-12-2022
 Type of LoanInterest % p.a
1Housing Loan11.00
2Repairs/Additions/alterations11.50
 Business Development 
1Upto Rs.25.00 lakhs13.50
2>Above Rs.25.00 lakhs12.50
   
 Vehicle Loan 
1Purchase of new car11.50
2Used Cars[Not more than 8 yrs old]12.50
3Unsecured loans to shop keepers14.00
 Jewel Loans 
1Normal [12 months]12.50
2Eenadu Express Gold Loan [3 months]12.00
 Other Loans 
1Upto Rs.1.00 lakh 14.00
2Above Rs.1.00 lakh 15.00

Savings Bank Interest Rates —

Our savings Account REWARD you with HIGHER Rates of INTEREST

Interest Rates on Deposits

S.NoSlab/CategoryRate of Interest GeneralRate of Interest Sr.Citizen
  % p.a%p.a
 Our savings Account REWARD you with HIGHER Rate of INTERESTW.E.F01/12/2022
1Savings Deposits4.004.00
2 TERM DEPOSITSW.E.F01/12/2022
330 to 180 days5.506.00
4181 Days to 1 Year6.006.50
5> 1 Year to 2 Years7.508.00
6> 2 Year to 3 Years8.008.50
7> 3 Year to 5 Years8.509.00
8> 5 Year to 10 Years8.008.50

* Deposits Insured under DICGC

* Savings Bank Interest Applied on Daily Products

* Additional Interest of 1% p.a normal rate of interest will be given to Super Senior citizens (More than 80 years) on all slabs, Conditions apply