Service Charges

EENADU BANK
S.No Particulars Existing charges Revision proposed
1 Cheque book issue charges RS 2/- per leaf(SB) RS 3/- per leaf(CA) RS 2/- per leaf(SB) ( First cheque book free . staff salary SB account free )RS 3/- per leaf(CA)
2 O/w Cheque return charges Rs.20/- per instrument Rs.50/- per instrument . (staff 3 times free)
3 I/w Cheque return charges Rs250/-per instrument Rs.250/- per instrument . (staff 3 times free)
4 Cheque stop payment charges Rs.50/- per instrument Rs.50 per instrument (maximum Rs.200/-) (staff 3 cheques free )
5 Closing of Account charges SB-Rs.250/- CA-500/- SB-Rs.250/- CA-Rs.500/-
6 RTGS/NEFT charges Rs.100/- Rs. 100 per transaction ( staff salary account – 3 tranactions free per month )
7 Pay order/DD Commission charges Rs.30/- up to-20.000/- . Over and above 0.15% of the amount . Rs.30/- up to-Rs.20.000/- . Over and above 0.15% of the amount .
8 Outstation cheque collection charges Upto Rs.50.000/- Rs.125/-& above 0.2% Upto Rs.50.000/- Rs.125/-& above 0.2%
9 JL processing charges Processing Charges- Rs.50/- per loan. Appraiser charges – 0.2% of loan amount Processing Charges- Rs.50/- per loan. Appraiser charges – 0.2% of loan amount
10 Statement issue charges ??. Rs.25/- per year
11 Issue of duplicate pass book ??. Savings account Rs.50/-
12 UPDATION OF PASSBOOK ??
12 Incidental charges Rs.500 Rs.500/-
13 Postal charges Registered post Rs.50/- Registered post Rs.50/-
14 ATM card Duplicate/replacement of Rs.250/- Rs.250/-
15 Duplicate Share certificate Rs.125/- Rs.125/-
16 Pay order/DD cancellation at par with issue at par with issue
17 ATM PIN/Generation of PIN Rs.100/- Rs.100/-
19 SIGNATURE VERIFICATION 0
20 SCRIPS
21 PENAL CHARGES FOR DELAYED PAYMENT FOR RD INSTALMENT 10 Ps for installment for Rs.10 per month multiples thereof irrespective of period of deposit
22 ISSUANCE OF BALANCE CERTIFICATE 0
23 ENQUIRIES ABOUT OLD RECORDS (FOR MORE THAN 12 MONTHS)
24 MINIMUM BALANCE SB-Rs.1000/-(with chq book)SB-Rs.500/- (with out chq book) SB and Current Account (Rs.1.000/- with cheque book)
25 STANDING INSTRUCTION
26 BILL PURCHASING 0.5% before clearing & 0.6 % after clearing 0.5% before clearing & 0.6 % after clearing
27 ATM CARD MAINTENANCE CHARGES 0
28 ISSUE OF ATM PIN 0
18 Penal charges for delayed payment for RD installment 10 Ps for installment of Rs.10/- per month multiples thereof irrespective of period of deposit
19 Minimum balance SB-Rs.1000/-(with chq book)SB-Rs.500/- (with out chq book) SB and Current Account (Rs.1.000/- with cheque book)
20 Bill purchase 0.5% before clearing & 0.6 % after clearing 0.5% before clearing & 0.6 % after clearing
21 Issue of duplicate Gold loan acknowledgment Rs.50/- Rs.50/-
32 TOKEN MISPLACED CHARGES
22 Locker processing charges Rs.500/- Rs.500/-
23 Loan processing charges 1.5% on loan amount subject to max. amount of Rs.1.00 lakh 1.5% on loan amount subject to max. amount of Rs.1.00 lakh
24 Gold loan closing charges Less than 15 days Interest + Rs.100/-
25 Conveyance charges for visitng to overdue loanee cases Upto Rs. 1 Lakh loan Rs.50 per visit . Above Rs.1 Lakh Rs. 250/- Per visit
26 Locker break open charges company charges As per company charges

Note : Service tax as applicable from time to time on all the above service charges

POSITION  FOR MANAGING DIRECTOR / CHIEF EXECUTIVE OFFICER

Inviting Application from suitable , result oriented candidates having Good command over State Cooperative Act provisions & Rules , B R ACT ( AACS ) who fulfills “ FIT & PROPER “ criteria norms as prescribed by RBI for the post of Full time “ MANAGING DIRECTOR/ Chief Executive Officer “ .

The Candidate must be well  acquainted with various  directives & circulars issued by the Regulatory  Authorities  and should  possess updated knowledge on recent trends in Banking  technology .

Age Limit : Between 35 yrs to 65 years as on 15.02.2024

Qualification : The person shall be a graduate, preferably, with

          (a)  Qualification in banking/ co-operative banking such as CAIIB / Diploma in Banking and

Finance / Diploma in Co-operative Business Management or equivalent qualification; or

          (b)  Chartered / Cost Accountant / MBA (Finance); or

          (c)  Post graduation in any discipline.

Experience : Person shall have a combined experience of at least eight years at the middle / senior management level in the banking sector (including the experience gained in the concerned UCB)

How to Apply : 1. Send hand written application . 2. Detailed CV 3. Latest pass port size photo 4. Attested copies of Academic credentials 5. Experience/service certificate 6. Reliving letter from the past employer 7. Present/past pay structure 8. Expected salary .

The appointment  will be subject to terms & conditions as prescribed by RBI based on “FIT & PROPER “ criteria .

Applications for the post of Managing Director/ Chief Executive Officer should reach by mail on or before 23/02/2024, 5.00 p.m

Mail ID – ecub@eenadubankltd.com

                                                                                                                                                      CHAIRMAN